零基础教程|1910考期自考英语（二）第四单元习题精讲

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When it comes to our finances, each of us has our own individual approach.Some of us are savers, some are spenders, and others are some-where in between.This continuum is a paradigm that our popular culture uses to frame differencesin the way people approach money.

I believe that the way we approach our finances goes beyond thatparticular behavioral characteristic. In reality, I think our approach tofinances can be viewed in more of a multi-dimensional setting, where money hasa different role in our lives. For some, money means survival, plain andsimple. For others, money is something that is a part of their lives but rarelyon their mind, regardless of the role it actually plays. For yet others, money isan obsession, as accumulation indicates achievement. Some people view money asa defensive resource to protect against future setbacks. Some people want moneyto provide a good home, to contribute to the ability to have certain hobbies,or to provide something to future generations and so on. Sometimes the sameperson may view money differently in different situations. The bottom line isthat we each have our own relationship with money, and our own conscious andsubconscious needs for money, rooted in our value systems.

This is an area of personal finance that has interested me for a while.Why do people behave the way they do with respect to their money What'sdriving this behavior Of course, a starting point for anybody is to considerhow you personally view things. Taking an introspective approach ， I have spent time figuring out my own take on money ， and the role it plays in my life. What I have determinedis that for me ， it fits into a frameworkthat includes the following elements ： health,wealth, and relationships. These are linked together as a part of a system.They're all connected, and to the extent one is strengthened, the others willbe strengthened as well. If one is weakened, the others will be weakened aswell. So to me, money is a part of the wealth aspect of HWR. Beyond basicsurvival, money gives you the opportunity to live a healthier life, with thetime and means to have more positive relationships. One thing I want to makeclear is that I am not saying that money buys friends. Well, it could, butthose aren't true friends. What I am saying is that the more money you have ,onbalance, the less stressed you are about it, and the more time you have to doother things, such as cultivate true, genuine relationships that aren’t basedon money. Money is but a component in the system.

<1> 、 The approaches to finances vary from person to person. （）

A 、 True

B 、 False

C 、 Not Given

<2> 、 Money plays the same role in our lives.( )

A 、 True

B 、 False

C 、 Not Given

<3> 、 Some people think of money as a means of donation.( )

A 、 True

B 、 False

C 、 Not Given

<4> 、 Although money is part of their life, some people don’tattach more importance to it.( )

A 、 True

B 、 False

C 、 Not Given

<5> 、 Some people use money to cultivate their hobbies.( )

A 、 True

B 、 False

C 、 Not Given

<6> 、 People’s attitudes towards money may change in differentsituations.( )

A 、 True

B 、 False

C 、 Not Given

<7> 、 The writer is an export on money management.( )

A 、 True

B 、 False

C 、 Not Given

<8> 、 According to the author, money is the most important inHWR.( )

A 、 True

B 、 False

C 、 Not Given

<9> 、 With money we can buy anything including true friends.( )

A 、 True

B 、 False

C 、 Not Given

<10> 、 Money is only a part of the HWR system.( )

A 、 True

B 、 False

C 、 Not Given

Pocket money is one of the first ways for children to learn the basics of__41__ (manage) money — a skill they'll definitely need for life — and it makeschildren feel __42__ (dependent). Equally, if your family finances or valuesmean you’d rather not give pocket money that is also an important lesson foryour children.

Generally, children learn their __43__ (attitude) towards money from home.__44__ (give) pocket money creates the opportunity to teach children aboutspending __45__ (thoughtful) and saving (and even the consequences ofmisplacing it, losing it, betting or giving money away). Regardless of theamount of money, giving pocket money to children as young as four or five__46__ (help) them to begin learning about money __47__ (manage). Pocket moneyalso helps teach children about having to make choices, __48__ (save) up andwaiting for things they want.

Letting your children make a few mistakes is part of the learning process.You can put __49__ (limit) on what they spend their money on — for example,you might discourage them from __50___ (buy) bubblegum if you want to protecttheir teeth from decay.

<1> 、 41.

<2> 、 42.

<3> 、 43.

<4> 、 44.

<5> 、 45.

<6> 、 46.

<7> 、 47.

<8> 、 48.

<9> 、 49.

<10> 、 50.

请根据下列材料写一篇 150 词左右的英语短文。

We cannot fail to notice that countless uncivilized behaviors exist in ourdaily lives, such as spitting, talking loudly, littering, saying nasty words inpublic places and so forth. What will you do in public

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<1> 、

【 正确答案 】 A

【 答案解析 】题干句意：人与人的理财方法大相径庭。根据第一段前两句可知，我们每个人都有自己的理财方法。一些人善于储蓄，一些人喜欢消费，还有些人介于二者之间。由此可知题干说法正确。答案为 A 。

<2> 、

【 正确答案 】 B

【 答案解析 】题干句意：金钱在我们的生活中扮演同一个角色。根据第二段第二句可知，作者认为我们的理财方法可以被看作是一个多维的设置，在这个设置里金钱在我们生活里扮演不同的角色。由此可知题干说法不正确。答案为 B 。

<3> 、

【 正确答案 】 C

【 答案解析 】题干句意：有些人把金钱看作是捐助的一种方式。第二段从第三句到第七句，作者介绍了许多人对金钱持有的不同看法，但没有涉及到题干的说法。答案为 C 。

<4> 、

【 正确答案 】 A

【 答案解析 】题干句意：尽管金钱是他们生活的一部分，一些人并不认为它有多重要。第二段第四句作者说，对有些人来说，尽管金钱是他们生活的一部分，但无论金钱发挥怎样的作用，他们都很少考虑这些。因此题干说法正确。答案为 A 。

<5> 、

【 正确答案 】 A

【 答案解析 】题干句意：有些人用金钱来培养自己的兴趣爱好。第二段第七句 Some people wantmoney to…to contribute to the ability to have certain hobbies… 其中包括了题干内容，答案为 A 。

<6> 、

【 正确答案 】 A

【 答案解析 】题干句意：不同情况下，人们对待金钱的态度也有所不同。第二段第八句， Sometimes the sameperson may view money differently in different situation ，此句与题干表达相同的内容。答案为 A 。

<7> 、

【 正确答案 】 C

【 答案解析 】题干句意：作者是一名理财方面的专家。通读全文，作者解释了不同人的理财观念，但没有提到自己是不是这方面的专家。答案为 C 。

<8> 、

【 正确答案 】 B

【 答案解析 】题干句意：对于作者来说，金钱是 HWR 中最重要的。第三段中，作者说 As to me, money is a part of the wealth aspect of HWR ，即作者认为金钱是 HWR 中代表财富（ wealth) 方面的。因此题干说法不正确。答案为 B 。

<9> 、

【 正确答案 】 B

【 答案解析 】题干句意：有钱我们可以买到一切，包括友谊。第三段中 One thing I want tomake clear is that I am not saying that money buys friends ，即作者明确指出金钱买不到友谊。题干说法显然错误。答案为 B 。

<10> 、

【 正确答案 】 A

【 答案解析 】题干句意：金钱仅仅是 HWR 中的一个组成部分。原文最后一句 Money is but a component in the system 给出了答案，本句和题干表达相同的意思。答案为 A 。

<1> 、

【 正确答案 】 managing

【 答案解析 】译文：管理零花钱是儿童学习如何理财的最基本内容之一。介词 of 后面接名词或动名词形式。答案为 managing 。

<2> 、

【 正确答案 】 independent

【 答案解析 】译文：这点能让孩子感觉到独立。 dependent, adj ．相关的、附属的。 independent, adj ．独立的。 feel independent 是系表结构。答案为 independent 。

<3> 、

【 正确答案 】 attitudes

【 答案解析 】物主代词 their 后应填入名词。而且 their 表示复数，所以所填名词也应用复数形式。答案为 attitudes 。

<4> 、

【 正确答案 】 Giving

【 答案解析 】本题考查的是现在分词。现在分词作主语，相当于 If we give pocketmoney to… 另外，下一句的 giving pocket moneyto… 也提示出答案。答案为 Giving 。

<5> 、

【 正确答案 】 thoughtfully

【 答案解析 】译文：给孩子零花钱为我们提供了机会来教他们如何深思熟虑地消费或储蓄。句中 about spending and saving 作句子的宾补，因此现在分词 spending 只能用副词来修饰。 thoughtfully, adv ．深思熟虑地。答案为 thoughtfully 。

<6> 、

【 正确答案 】 helps

【 答案解析 】本题考查时态。根据时态一致的原则，本文是一般现在时，应填入动词的一般现在时。另外 giving pocket money to children as young as four or five 是整个句子的主语，谓语动词应该用第三人称单数形式。答案为 helps 。

<7> 、

【 正确答案 】 management

【 答案解析 】译文：不管钱的数量是多少，在孩子四五岁的时候给他们零花钱，可以让他们开始学习如何管理钱。本题宾语不全，缺少名词。 management, n ．管理。答案为 management 。

<8> 、

【 正确答案 】 saving

【 答案解析 】介词 about 后连接三个并列的动名词形式作宾语。答案为 saving 。

<9> 、

【 正确答案 】 limits

【 答案解析 】 put limits on 固定搭配，限制、为 …… 限制。答案为 limits 。

<10> 、

【 正确答案 】 buying

【 答案解析 】介词 from 后接名词或动名词。答案为 buying 。

1 、

【 正确答案 】略

【 答案解析 】请根据下列材料写一篇 150 词左右的英语短文。 We cannot fail to notice that countless uncivilized behaviors exist in ourdaily lives, such as spitting, talking loudly, littering, saying nasty words inpublic places and so forth. What will you do in public